Physical-damage sections have their own deductibles
Collision and comprehensive commonly have separate deductibles.
DCPD can also have a deductible
Some policies have no DCPD deductible while others add one.
Partial fault can change recovery
DCPD compensation can reflect the insured's share of fault.
Check the certificate
The certificate is the fastest place to confirm the actual deductibles purchased.
Ontario-specific educational summary. Your actual rights and coverage come from the Insurance Act, regulations, the current Ontario Automobile Policy (OAP 1), your certificate, endorsements and the facts of the claim. Do not change coverage based only on a general web article.