Ontario auto-insurance guide

Proof of auto insurance in Ontario

Ontario drivers are responsible for insuring the vehicle and retaining proof of insurance while driving.

Pink slipOntario

Updated for Ontario rules in force August 11, 2026 · Megan R. Fairview

Keep current proof

Expired or old slips can create avoidable confusion.

Digital proof may be available

Insurer-issued electronic proof can be accepted under Ontario rules when provided in an approved format.

Proof is not the whole policy

The pink slip does not show every endorsement, deductible or optional accident benefit.

Keep the full policy accessible

The certificate and OAP 1 matter when a claim or coverage question arises.

Ontario-specific educational summary. Your actual rights and coverage come from the Insurance Act, regulations, the current Ontario Automobile Policy (OAP 1), your certificate, endorsements and the facts of the claim. Do not change coverage based only on a general web article.