It is part of the mandatory package
FSRA lists uninsured automobile coverage among standard coverages.
Property damage rules are narrower
FSRA notes that damage to the insured vehicle may be covered when the uninsured owner or driver can be identified.
Family protection is different
OPCF 44R is an optional endorsement that can extend protection in underinsured/uninsured circumstances to the policy's liability limit, subject to its terms.
Read the actual wording
Uninsured-auto claims have definitions and conditions that a short summary cannot replace.
Ontario-specific educational summary. Your actual rights and coverage come from the Insurance Act, regulations, the current Ontario Automobile Policy (OAP 1), your certificate, endorsements and the facts of the claim. Do not change coverage based only on a general web article.