Use recognized training
Training can affect eligibility for discounts.
Choose the vehicle with insurance in mind
High repair or theft costs can make a first vehicle expensive to insure.
List drivers accurately
Misstating the principal driver can create serious coverage problems.
Ask about student and occasional-driver programs
Programs vary by insurer.
Ontario-specific educational summary. Your actual rights and coverage come from the Insurance Act, regulations, the current Ontario Automobile Policy (OAP 1), your certificate, endorsements and the facts of the claim. Do not change coverage based only on a general web article.